Our budget spreadsheet for next year is now ready for use. Everything (I could think of) is accounted for, especially the fixed expenses. Of course it is all in assumption that our circumstances don't change.
I had been thinking of reducing our savings goal from $12K to $10K but looking at the 2010 forecast, it says that if we don't spend our savings from today (which is quite unlikely given the holidays), we'll have a little over $12K by March. That will give us plenty of time next year to reduce debt dramatically, if not eradicate it. We'll review the $12k goal towards the end of January and see if it's achievable by March. If not $10k will be the new savings goal.
Bring it 2010! :-D