Much as I'd like to put all of our extra money towards debt payments, we have just gotten our insulation installed a couple of weeks ago. We are paying for it in cash. All $2,500.06 of it. Cos of that our savings will be dented a lot.
Our car got into a tiny accident against a brick wall a couple of months back. The right rear side is dented a bit and scratched paint off. The exposed areas are now rusting. J got a quote for $1k to make it pretty again. Our insurance excess is $300. So there are 2 good reasons we need to keep saving. I am also following Suze Orman's new credit card strategy for this recession. I don't pay them in exact minimum. I round them off to the nearest ten (e.g. if $63, I round off to $70) and fix it to that until I can feel some improvement in the economy.